Mortgages & Money

property market budget

Government urged to review tax relief incentives for landlords

Thousands of mortgage prisoners could be ‘saved’ by FCA proposals

Thousands of mortgage prisoners could be ‘saved’ by FCA proposals

HMRC tax

Could tax tribunal ruling highlight buy-to-let stamp duty surcharge exemption?

New-build

First-time buyer boost as Nationwide and CreditLadder join forces

Tax property investors

What’s in store for buy-to-let landlords in the next tax year?

Second stamp duty hike for landlords: what’s the truth behind the rumours?

What does the Spring Statement mean for the housing market?

Mortgage rates HMO

<img width="593" height="332" src="https://www.buyassociationgroup.com/en-hk/wp-content/uploads/sites/6/2016/02/mortgage.jpg" alt="Mortgage rates HMO">

Mortgage lenders rewarding loyalty

land value UK housing market

Buy-to-let mortgage deals hit a 12-year high

empty property

Property Investors and developers could bypass second-home stamp duty if property is uninhabitable

Hong Kong prices continue to surge UK property minister

Expat buy-to-let mortgage product launched to meet demand for UK property investment

HMO

The Leeds launches five-year HMO mortgage range

Stamp duty

Stamp duty relief sees first-time buyers save over £570m

Bank of mum and dad

Family backing needed in Lloyd’s new 100% mortgage for first time buyers

British money, new pound coins in three stacks on a background of more money. New one pound coins introduced in 2017

The Leeds doubles cashback in buy-to-let product range boost

UK Housing Market

House move costs top £10k for the first time

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Mortgage

New HMO mortgage products launched by the Leeds

first-time buyer

First-time buyer levels at highest in over a decade

mortgage

Remortgage market at ten year high – but it’s not just Brexit

Limited company mortgages at all-time high in buy-to-let market

Mortgage lenders relax criteria with increasing income multiples

budget

Three out of four first-time buyers benefit from stamp duty relief

buyers sellers

Record low mortgage rates for first-time buyers

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I declare that I am a self-certified sophisticated investor for the purposes of the restriction on promotion of non-mainstream pooled investments. I understand that this means:

I can receive promotional communications made by a person who is authorised by the Financial Conduct Authority which relate to investment activity in non-mainstream pooled investments;
the investments to which the promotions will relate may expose me to a significant risk of losing all of the property invested.

I am a self-certified sophisticated investor because at least one of the following applies:

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(d) I am currently, or have been in the two years prior to the date below, a director of a company with an annual turnover of at least £1 million.

I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me seek advice from someone who specialises in advising on non-mainstream pooled investments.

High Net Worth Investor

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I make this statement so that I can receive promotional communications which are exempt from the restriction on promotion of non-mainstream pooled investments. The exemption relates to certified high net worth investors and I declare that I qualify as such because at least one of the following applies to me:

I had, throughout the financial year immediately preceding the date below, an annual income to the value of £100,000 or more. Annual income for these purposes does not include money withdrawn from my pension savings (except where the withdrawals are used directly for income in retirement).
I held, throughout the financial year immediately preceding the date below, net assets to the value of £250,000 or more. Net assets for these purposes do not include:
- (a) the property which is my primary residence or any money raised through a loan secured on that property; or
- (b) any rights of mine under a qualifying contract of insurance; or
- (c) any benefits (in the form of pensions or otherwise) which are payable on the termination of my service or on my death or retirement and to which I am (or my dependants are), or may be, entitled; or
- (d) any withdrawals from my pension savings (except where the withdrawals are used directly for income in retirement).
I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me to seek advice from an authorised person who specialises in advising on non-mainstream pooled investments.

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