Mortgages & Money

Birmingham named UK’s safest place to live in new study

Landlords seeking better deals and longer-term financial security

Online estate agent Purplebricks sells 76% of properties it lists

New mortgage eligibility service points borrowers in right direction

Stamp duty

Radical solution proposed to switch stamp duty cost from buyer to seller

Buying a property abroad? How to get an overseas mortgage

Buying a property abroad? How to get an overseas mortgage

tax stamp duty

Boris Johnson calls for stamp duty cuts to kick-start UK housing market

tax landlords

Landlords encouraged to re-evaluate mortgage position now

calculator

What does the base rate rise mean for your mortgage?

property investment

Bank of England base rate rise “won’t shock” property market

tax

UK Housing Market

Property inheritance tax not keeping up with UK house prices

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Bank of England mortgages

<img width="768" height="510" src="https://www.buyassociationgroup.com/en-us/wp-content/uploads/sites/8/2018/01/iStock-104290142-768x510.jpg" alt="Bank of England mortgages">

Mortgage market sends mixed messages as base-rate rise looms

rent

Buy-to-let mortgage deals key to sustaining private rented sector

Top eight housebuilders make big gains for investors

Could stamp duty levy be scrapped for landlords buying new-builds?

airbnb short-term lets

Mortgage breakthrough for Airbnb hosts could offer buy-to-let alternative

Mortgage borrowers spoilt for choice as product numbers climb

Mortgage borrowers spoilt for choice as product numbers climb

Invest

New buy-to-let mortgage products could boost retirement income

Legal contract

Homebuyers could save thousands if they understood the jargon…

Self-certified Sophisticated Investor

Please read

I declare that I am a self-certified sophisticated investor for the purposes of the restriction on promotion of non-mainstream pooled investments. I understand that this means:

I can receive promotional communications made by a person who is authorised by the Financial Conduct Authority which relate to investment activity in non-mainstream pooled investments;
the investments to which the promotions will relate may expose me to a significant risk of losing all of the property invested.

I am a self-certified sophisticated investor because at least one of the following applies:

(a) I am a member of a network or syndicate of business angels and have been so for at least the last six months prior to the date below;
(b)I have made more than one investment in an unlisted company in the two years prior to the date below;
(c) I am working, or have worked in the two years prior to the date below, in a professional capacity in the private equity sector, or in the provision of finance for small and medium enterprises;
(d) I am currently, or have been in the two years prior to the date below, a director of a company with an annual turnover of at least £1 million.

I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me seek advice from someone who specialises in advising on non-mainstream pooled investments.

High Net Worth Investor

Please read

I make this statement so that I can receive promotional communications which are exempt from the restriction on promotion of non-mainstream pooled investments. The exemption relates to certified high net worth investors and I declare that I qualify as such because at least one of the following applies to me:

I had, throughout the financial year immediately preceding the date below, an annual income to the value of £100,000 or more. Annual income for these purposes does not include money withdrawn from my pension savings (except where the withdrawals are used directly for income in retirement).
I held, throughout the financial year immediately preceding the date below, net assets to the value of £250,000 or more. Net assets for these purposes do not include:
- (a) the property which is my primary residence or any money raised through a loan secured on that property; or
- (b) any rights of mine under a qualifying contract of insurance; or
- (c) any benefits (in the form of pensions or otherwise) which are payable on the termination of my service or on my death or retirement and to which I am (or my dependants are), or may be, entitled; or
- (d) any withdrawals from my pension savings (except where the withdrawals are used directly for income in retirement).
I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me to seek advice from an authorised person who specialises in advising on non-mainstream pooled investments.

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