Mortgages & Money

Eco sustainability property

Green finance options to grow and incentivise new-build buyers

overpay mortgage

Should I overpay my mortgage or invest in savings?

interest rates BoE

Historic low interest rates are unlikely to return in new landscape

mortgage

What we can learn from the race to remortgage

landlord insurance

Landlord insurance: What are the top three risks to be aware of?

Second stamp duty hike for landlords: what’s the truth behind the rumours?

How the tax U-turn could impact limited company landlords

buyers viewing

Buyers race to lock in as 48% make an offer on day of viewing

buy-to-let mortgage

Buy-to-let mortgage options fall but lenders keen to return ‘imminently’

Landlords seeking mortgages to benefit from holiday market rental yields

Getting a holiday let mortgage just got easier for landlords

stamp duty cut tax changes

Mini-budget: Stamp duty cut will spur on housing market

private rented sector housing

Property investors: Now is the time to check your mortgages

void periods bridge gap

Property investment on the rise as more bridging loans secured

interest rate rise queen

Speculated interest rate rise to 2.25% delayed due to Queen’s death

Mortgages for landlords – what’s changed?

Mortgages & Money

Portfolio landlords: Have you got a succession plan in place?

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Landlords interest rates

What landlords can do about rising interest rates on their mortgages

buy-to-let mortgage

Buy-to-let mortgage rates: is it just a correction?

buy-to-let mortgage

Rental yields are holding their own led by key investment hotspots

base rate rise

Investing in UK property needn’t be hindered by high inflation

computer

Why are more landlords buying through a limited company?

mortgage stress tests

Mortgage stress tests to be scrapped in August: how could this affect you?

Stamp duty

Overhaul stamp duty to improve affordability, says HomeOwners Alliance

mortgage rates base rate

Mortgage rates: has the base rate hike had an impact?

Record choice of mortgages available for first-time landlords

Big changes coming up for housing market and UK renters

mortgage interest

How UK house prices could be affected by another interest rate hike

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I can receive promotional communications made by a person who is authorised by the Financial Conduct Authority which relate to investment activity in non-mainstream pooled investments;
the investments to which the promotions will relate may expose me to a significant risk of losing all of the property invested.

I am a self-certified sophisticated investor because at least one of the following applies:

(a) I am a member of a network or syndicate of business angels and have been so for at least the last six months prior to the date below;
(b)I have made more than one investment in an unlisted company in the two years prior to the date below;
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(d) I am currently, or have been in the two years prior to the date below, a director of a company with an annual turnover of at least £1 million.

I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me seek advice from someone who specialises in advising on non-mainstream pooled investments.

High Net Worth Investor

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I make this statement so that I can receive promotional communications which are exempt from the restriction on promotion of non-mainstream pooled investments. The exemption relates to certified high net worth investors and I declare that I qualify as such because at least one of the following applies to me:

I had, throughout the financial year immediately preceding the date below, an annual income to the value of £100,000 or more. Annual income for these purposes does not include money withdrawn from my pension savings (except where the withdrawals are used directly for income in retirement).
I held, throughout the financial year immediately preceding the date below, net assets to the value of £250,000 or more. Net assets for these purposes do not include:
- (a) the property which is my primary residence or any money raised through a loan secured on that property; or
- (b) any rights of mine under a qualifying contract of insurance; or
- (c) any benefits (in the form of pensions or otherwise) which are payable on the termination of my service or on my death or retirement and to which I am (or my dependants are), or may be, entitled; or
- (d) any withdrawals from my pension savings (except where the withdrawals are used directly for income in retirement).
I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me to seek advice from an authorised person who specialises in advising on non-mainstream pooled investments.

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